Senior Housing Finance Companies, Funding Opportunities & Financing...

Rainmaker Marketing Corporation is a senior housing due diligence consulting firm that works directly with a wide variety of senior housing finance companies to obtain non-recourse construction mortgage financing loans without having to rely upon a HUD-insured loan program.  It's the structure of the funding that allows Rainmaker Marketing Corporation to negotiate with the lender for both the non-recourse requirement and cross-collateralization which developers frequently believe to be a requirement for commercial lenders.

The fact of the matter is that most commercial lenders are pre-programmed to say "no" to everything, but as is the case in many areas of the economy, negotiation is the key.  For every lender there is a level of borrowing the lender will support on a non-recourse basis, but this requires much higher levels of equity capitalization.  The obvious problem is that, on average, most developers come to the table with insufficient equity capital to close any loan (whether the loan is non-recourse or not).  This means the developer's first stop in the money hunt is not with a prospective lender; the first stop is the place where the developer can acquire more equity financing and that makes most people view the deal and developer as a pariah that doesn't have the gas to support a senior housing financing (mortgage loan) of any size.

Wouldn't it be nice if there was a way to create a structured financing that provided all the at-risk equity capitalization the developer needed before he south out a senior housing finance company for a loan?

Rainmaker Marketing Corporation has an affiliate that focuses on raising equity capital via the tenants-in-common fractional real estate ownership syndication approach.

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