	RAINMAKER MARKETING CORPORATION 281.537.1200

Hard Money Loans & Alternative Commercial Real Estate Financing - Look Before You Leap...

Welcome to the hard money loan/commercial real estate finance and joint ventures information center supported by Rainmaker hard money loans, bridge, mezzanine, construction, lending, financing, funding Marketing Corporation. Rainmaker provides consulting for commercial real estate finance and development joint-ventures to provide alternatives to hard money loans. In some cases, these higher-yielding programs make excellent sense for a developer who has everything in hand but the bank. The most common use for these "hard money" programs is the replacement of a construction lender on a last-minute basis. The products available for commercial real estate development finance include:

	TIC Plan Syndications
	Bridge Loans
	Mezzanine Loans
	Structured Finance Common Equity
	Structured Finance Preferred Equity
	Joint Ventures

The most interesting of these approaches has to be the sale of fractionalized real estate interests via the syndication route to providing capital funding so as to make "can't lose" transaction structures for developers.

The strength of the transaction, the project team, the market economics and the exit strategy all play a key role in the design of the ultimate capital funding plan structure and you may rely upon Rainmaker Marketing Corporation to help you structure a transaction that will meet the test of the market. Each project is analyzed in terms of its peer group and in terms of its unique attributes and development challenges. This program can be utilized for a wide range of commercial real estate transactions and raw land deals. Collateralization requirements are no longer set in stone and are negotiable based upon the current capital market competitive basket. Front-end fees have come down and investors (in some cases) are amenable to having the front-end fees escrowed instead of paid and earned.

Direct investment (hard money) is driven by the following key issues:

	Investment Horizon: Near-Term/30 Months or Less
	Front-End: Points (Typically 4) & Equity Interest (Up To 30% - Deal by Deal)
	Back-End: Points & Buy-Back of Equity Interest
	Yield Target: IRR of Not Less Than 20%/Cash-On-Cash of Not Less Than 30%
	Interest Constant: NYSE Prime + Spread (Deal by Deal Assume No Less than 375 bps.)

This is one area of capital financing that requires extreme due diligence on the part of the borrower. Caveat Emptor.

Do You Know The Secret?

When it comes to commercial real estate development finance, it doesn't matter whether you need to raise $5 million or $50 million, the out-of-pocket costs, advance fees and project due diligence costs will always require the same relative investment dollars the promoters have to fund. Do you know what that amount is? Do you know the Secret?

Rainmaker Marketing Corporation can trace its history back all the way to 1989. Incorporated in 1993, Rainmaker Marketing Corporation has evolved over time into a full-service business to business consulting firm. Rainmaker Marketing Corporation’s initial specialization was in issues and documentation needs corresponding to the capital funding cycle for commercial real estate development projects with a primary focus on senior housing and health care related properties. Today, Rainmaker Marketing Corporation serves all types of commercial income-producing property development program financing requests with a combination of feasibility studies, due diligence services, structured finance consulting and a focus on commercial real estate syndication services. Rainmaker Marketing Corporation’s service area includes all of the continental United States, Canada, Mexico and the Caribbean Basin.

281.537.1200

Email: consultants@rainmakermarketing.com

Commercial Real Estate Development Finance, Due Diligence Documentation, Syndication & Project Management Consulting

15519 Dawnbrook Drive, Houston, Texas 77068.